Non performing loan is a loan that is in defalut or close to being in defalut. Loan become non perfomring after it being in defalut for three months.
A loan is non performing when payments of interest and principle are past due by 90 days or more.
Non performing loans also called as doubtful loans.
For example, you took loan from bank and not paying instalments for 3 months, the loan become non performing loan.
The plastic notes have the life spam of 5 years which is 5 times greater than normal notes. It doesn't get dirty. RBI destroys thousands of currency notes every day.
Reasons for adding:
Why Silver:
As the proportion of silver increases, gold changes in colour from yellow to greenish-yellow, to white.
Why Copper:
As copper content increases, the gold becomes redder in appearance.
Why Nickel:
Nickel has the effect of whitening gold.
Why Zinc:
Zinc is considered a decolorizer, and is used to convert some red golds (copper alloys) into a more yellowish tone by substitution of zinc for some of the copper and silver.
The most popular jewelry golds in the United States are:
How to Calculate Carats in Gold?
Carat = 24 X (G/M)
| where | G | = | Mass of gold in the material |
| M | = | Mass of the material |
let us take an example, 300 gm of gold chain contains only 200 gm of gold material and the remaining 50gm is other materials (Silver, Copper, Nickel, Zinc)
| Carat (K) | = | 24 | X | (200/300) |
| = | 18 | |||
| = | 18 K |
At present, there are 18 Navratna CPSEs.
The Government had introduced the Navratna scheme, in 1977, to identify Central Public Sector Enterprises (CPSEs) that had comparative advantages and to support them in their drive to become global giants.
The Boards of Navratna CPSEs have been delegated powers in the areas of
At present, there are 18 Navratna CPSEs.
The current criteria for grant of Navratna status are size neutral. Over the years, some of the Navratna companies have grown very big and have considerably larger operations than their peers.
It was felt that these CPSEs which are at the higher end of the Navratna category and have potential to become Indian Multinational Companies (MNCs), can be recognized as a separate class, i.e. ‘Maharatna’. The proposed higher category will act as an incentive for other Navratna companies, provide brand value and facilitate delegation of enhanced powers to CPSEs.
The procedure for grant of Maharatna status as well as their review is proposed to be similar to that in the grant of Navratna status.
The list of Maharatna Status Central Pubic Sector Enterprises are
Some of the Navratna companies have grown very big and have considerably larger operations than their peers. It was felt that these CPSEs which are at the higher end of the Navratna category and have potential to become Indian Multinational Companies (MNCs), can be recognized as a separate class, i.e. ‘Maharatna’
Eligibility Creteria:
Maharatna is the status give to the prestegious public sector Enterprises (CPSEs), which having the following eligibility criteria are proposed to be considered for Maharatna status:
Currently, the government has 18 navratnas, however, the new maharatna status allows those company that qualify to make investment decisions to the tune of Rs 5,000 crore without requirement of government approval.
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